Car Insurance News
Smokers could see premiums rise
Car Insurance News - Published: 16/10/2007
People caught smoking while behind the wheel could end up seeing their insurance premiums sky rocket, thanks to new amendments to the highway code.
Drivers caught lighting up at the wheel could risk a £60 fine, hikes in their insurance premiums and three points on their licence. Some insurers are apparently doubling their premiums, while others aren't even offering premiums, a report from Confused.com states.
According to the price comparison site's research, a 21-year-old driver could see premiums increase by a whopping 21.7 per cent following a smoking-related CD10 (driving without due care and attention) conviction.
"Driving without due care and attention is taken very seriously by insurers, and this is reflected in the amount by which premiums rise with CD10's on your licence," Debra Williams, managing director of Confused.com, says.
"As changes to the Highway Code have only recently been introduced, only time will tell which insurers increase or decrease the level to which they penalise those caught smoking while driving.
"However one thing remains certain, points on your licence spells bad news for your insurance premium. This makes a thorough search of the market the only sure way to keep the cost of insurance down."
Drivers caught lighting up at the wheel could risk a £60 fine, hikes in their insurance premiums and three points on their licence. Some insurers are apparently doubling their premiums, while others aren't even offering premiums, a report from Confused.com states.
According to the price comparison site's research, a 21-year-old driver could see premiums increase by a whopping 21.7 per cent following a smoking-related CD10 (driving without due care and attention) conviction.
"Driving without due care and attention is taken very seriously by insurers, and this is reflected in the amount by which premiums rise with CD10's on your licence," Debra Williams, managing director of Confused.com, says.
"As changes to the Highway Code have only recently been introduced, only time will tell which insurers increase or decrease the level to which they penalise those caught smoking while driving.
"However one thing remains certain, points on your licence spells bad news for your insurance premium. This makes a thorough search of the market the only sure way to keep the cost of insurance down."
Related Van Insurance News
Money-saving commercial drivers need "appropriate" van insurance
Published: 06/11/2008
Van owners who cannot afford to buy new vehicles and are forced to use older models have been urged to ensure they have appropriate insurance cover. Kate Syred, Head of Direct Line for Business, advis...
Read More: Money-saving commercial drivers need "appropriate" van insurance >Van drivers among speeders in North Yorkshire
Published: 29/10/2008
An ongoing road safety campaign in North Yorkshire has led to the capture of 14 road offenders, five of whom were van drivers, it has emerged.Drivers caught exceeding the 60 mph limit on the A165 Reig...
Read More: Van drivers among speeders in North Yorkshire >Sat navs help drivers "feel more in control"
Published: 25/09/2008
Satellite navigation (sat nav) devices enable motorists to feel "more in control", it has been claimed.Van insurance customers may already be aware of the benefits of using sat navs, which J...
Read More: Sat navs help drivers "feel more in control" >